Compliance
AML and identity verification
Regulators do not audit your intention. They audit your file. Our AML checks produce the evidence trail your supervisor expects to see.
What it is
What this search covers
Client due diligence under the Money Laundering Regulations is not a tick-box exercise, and supervisory bodies have been increasingly willing to say so. The expectation is a risk-based approach, evidenced, with a clear record of what was checked, when, and what the result was.
Our electronic verification confirms identity against multiple independent data sources, supports biometric document capture with liveness detection where a face-to-face meeting is not practical, and screens against sanctions lists, politically exposed person registers and adverse media.
Everything is retained in a form you can produce on a file review — which is the part firms most often get wrong.
Included in the report
- Electronic identity verification against independent data sources
- Biometric document verification with liveness detection
- Sanctions list screening, including UK, EU, UN and OFAC
- Politically exposed person and relative or close associate screening
- Adverse media screening
- Address verification
- Ongoing monitoring and re-screening
- Full audit trail retained and exportable
At a glance
| Turnaround | Varies by property, authority and provider. We give you a realistic timescale when you order — and we work to beat it. |
|---|---|
| Format | PDF verification certificate with the underlying evidence retained for your file |
| Who orders it | Every regulated firm carrying out client due diligence |
| Category | Compliance |
Why it matters
What goes wrong without it
Source of funds is where firms are being criticised
Verifying identity is the easy part. Understanding and evidencing where the money came from is where supervisory findings concentrate.
Remote onboarding needs the right evidence
Where a client is not seen in person, the regulations expect additional measures. Biometric verification with liveness detection is the practical answer.
Questions
AML & ID Checks — your questions
Does an electronic check satisfy the regulations on its own?
It can form the core of your customer due diligence, but the regulations require a risk-based approach. Higher-risk matters need enhanced measures, and every file needs a documented risk assessment. The check is evidence, not a substitute for judgement.
Can clients complete the check themselves?
Yes. We can send a secure link directly to the client, who completes the check on their phone. You receive the result.
How long is the evidence retained?
In line with the regulations and your own retention policy. Records are exportable at any time.
Need this search on a property today?
Send us the address. We will tell you what it needs, what it costs and how long it will take.
Or call 0151 652 4184 — telephone support seven days a week