The home buying and selling reform roadmap: what it actually means for agents
Government has set out a phased roadmap running to the end of this Parliament. Here is what is guidance, what is coming, and what agents should…
ReadPractice · 2 min
Fall-through is mostly a timing problem. Most of what kills a transaction late could have been known at the start.
Very few transactions collapse because something unknowable emerged. They collapse because something knowable emerged eleven weeks in, by which point one party has lost patience, lost their onward purchase, or lost confidence in the property.
The information was available at week one. Nobody had ordered it.
Discovered in the CON29, usually well after the offer. The liability for maintenance and future adoption costs is real money, and buyers renegotiate or walk. Available in the local authority search.
Typically discovered when the buyer tries to arrange buildings insurance, which is often after the survey. A flood report answers it at the outset, including whether Flood Re applies.
An extension without building regulation sign-off, a conversion without permission. These are solvable — indemnity, regularisation, retrospective consent — but only if there is time. Found at week ten, they cause a renegotiation or a collapse.
A mine entry near the boundary or a high shrink-swell rating can affect lending. Both are quick to obtain.
Short leases, escalating ground rents, service charge arrears and building safety issues. Part of upfront information, and none of it requires waiting for the management pack to establish the headline position.
Ordering searches before an offer costs money that is wasted if the property does not sell. That is a genuine objection and it is why upfront packs have taken time to gain traction.
The answer is that the cost is small relative to the cost of a failed transaction — the wasted legal work, the lost onward chain, the property returning to the market with a question mark over it — and that in a reformed market the seller will be expected to bear it anyway.
If you are an agent, get the data-based material information at the point of instruction. If you are a conveyancer, order the whole bundle on day one rather than sequentially — waiting for the local authority search before ordering the environmental report adds weeks for no benefit.
Published 23 April 2026. This article is general information about conveyancing practice and property regulation. It is not legal advice, and the regulatory position changes — check the current position before relying on it.
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